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Unity Dental Plans: A Comparison

Bi-Weekly Dental Insurance Costs
  Unity Basic Dental Plan Unity Enhanced Dental Plan
Full-time (35-40 hrs/week) Employee $3.33 $9.08
Employee and Family (includes spouse or domestic partner and children) $8.26 $22.53
Part-time (20-34 hrs/week) Employee $8.33 $12.87
Employee and Family (includes spouse or domestic partner and children) $20.66 $31.93

Premiums are taken from your paycheck before taxes in most cases, meaning the portion of your pay that goes toward the cost of dental insurance is not taxed. However, the IRS requires premiums for coverage of domestic partners and their children to be taken from your taxable income. In addition, according to IRS rules, the amount Unity pays toward the cost of domestic partner benefits is considered part of your taxable income.

Coverage
  Unity Basic Dental Plan Unity Enhanced Dental Plan
Preventive and Diagnostic

100%

100%
Basic Restorative

50%

80%
Major Restorative

50%

50%
Orthodontia

Not Covered

50% (dependent children to age 19 only)
Lifetime Maximum: $1,500 per child

Annual Maximum $1,000 $1,500
Deductible (doesn’t apply to Preventive and Diagnostic services)

Individual: $50
Family: $100

Individual: $25
Family:75

 

 

 

Dependent Coverage To age 23 To age 23

When you and your family members go to a Unity  dentist or dental facility, you’ll receive a 10% discount on whatever portion of the cost you have to pay out-of-pocket (even if you’re not covered by either of the Unity Dental Plans). Click here for more information on the Medical Services Discount.


Treatment Categories
Preventive and Diagnostic Basic Restorative Major Restorative Orthodontia
Initial and semi-annual Oral exams Fillings Inlays Braces
Cleaning Extractions Crowns  
Polishing Oral surgery Space maintainers  
X-Rays Endodontics Prosthodontics  
Flouride treatments Periodontics Denture repairs  
Sealants Scaling    
Emergency pain treatment      

Click here for more information about Unity Dental Plans.