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Dental Plans

Unity offers you the choice of two dental insurance plans:
  • The Unity Basic Dental Plan
  • The Unity Enhanced Dental Plan
You may elect coverage in either of these plans for yourself only, for yourself and your family, or for yourself and your domestic partner. You also have the option to waive dental insurance if you are not within your lock-in period.

What You Get with Either Plan

  • Coverage for your spouse or domestic partner and your children up to age 23. View more about domestic partner coverage>>
  • Both plans cover:
    • Preventive/Routine services including oral exams, regular cleanings, and periodic x-rays
    • Basic Restorative treatment including fillings, periodontal work, amalgams, root canals and anesthesia 
    • Major Restorative treatment including crowns and bridges
  • Preventive/Routine services are covered at 100% under both plans, with no deductible or co-pay, as long as you see a dental professional who is part of the BlueShield dental network.
  • Under both plans, you are welcome to see a practitioner outside of the network. In that case, you would pay for services out-of-pocket, then submit a claim form for reimbursement. You will be reimbursed based on Blue Shield’s fee schedule for in-network dentists—if your dental professional charges more, you will be responsible for the difference.
  • Only Enhanced Dental covers orthodontia for children up to age 19 and implants.

Compare and Choose

Step 1: Review the Dental Plan Comparison Chart
Our side-by-side comparison lists out-of-pocket payments for each plan.  
View the 2014 comparision>>

Important points about Unity's dental coverage:

  • Two Enrollment Period Lock-in: Once you enroll in dental coverage you are “locked in” to your plan choice for two enrollment periods. 
  • Coordination of Benefits: If you have dental coverage from another source and wish to also participate in Unity's dental plan, claims payment must be coordinated by the insurance carriers. This is called “Coordination of Benefits.” Learn more>>

    Note: You cannot be enrolled as an employee and as a dependent on Unity's dental plans (e.g. your own and your spouse's Unity plan) 

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Resources 
 Dental Plan Comparison
 Participating Providers
 Claim form
2014 Rates