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Unity Dental Plans: A Comparison

2014 Bi-Weekly Dental Insurance Costs

  Unity Basic Dental Plan Unity Enhanced Dental Plan
Full-time (35-40 hrs/week) Employee $3.48 $9.74
Employee and Family (includes spouse
or domestic partner and children)
$8.63 $24.15
Part-time (20-34 hrs/week) Employee $8.55 $13.58
Employee and Family (includes spouse or domestic partner and children) $21.21 $33.69

Premiums are taken from your paycheck before taxes in most cases, meaning the portion of your pay that goes toward the cost of dental insurance is not taxed. If you covering your domestic partner, the fair market value of the coverage must be treated as taxable income, in accordance with IRS rules,.

Coverage

  Unity Basic Dental Plan Unity Enhanced Dental Plan
Preventive and Diagnostic

100%

100%
Basic Restorative

50%

80%
Major Restorative

50%

50%
Orthodontia

Not Covered

50% (dependent children
to age 19 only)
Lifetime Maximum: $1,500 per child

Annual Maximum $1,000 $1,500
Deductible (doesn’t apply to Preventive and Diagnostic services)

Individual: $50
Family: $100

Individual: $25
Family:75

 

 

 

Dependent Coverage To age 23 To age 23

When you and your family members see a Unity  dentist, you’ll receive a 20% discount (up to $250 per service)your out-of-pocket cost (even if you’re not covered by either of the Unity Dental Plans). Click here for more information on the Unity Services Discount.


Treatment Categories
Preventive and Diagnostic Basic Restorative Major Restorative Orthodontia
Initial and semi-annual Oral exams Fillings Inlays Braces (Enhanced only)
Cleaning Extractions Crowns  
Polishing Oral surgery Space maintainers  
X-Rays Endodontics Prosthodontics  
Flouride treatments Periodontics Denture repairs  
Sealants Scaling Implants (Enhanced only)  
Emergency pain treatment Anesthesia    

Click here for more information about Unity Dental Plans.